Group health insurance for small and mid-size businesses. We design the plan, handle enrollment, and become your team's go-to for benefits questions — so you can focus on running the business.
We bring multi-carrier options, transparent pricing, and ongoing support. From a 2-person LLC to a 200-person team, we structure benefits that attract and retain.
We collect basic employee info (age, ZIP, dependents) and your budget. No SSNs or sensitive data needed for a quote.
We bring 2–3 plan structures comparing carrier options, contribution splits, and employee cost.
We host enrollment meetings, handle new-hire onboarding year-round, and review the plan annually before renewal.
Most small businesses contribute 50–70% of the employee premium. Family coverage is usually 25–50% subsidized. Plans vary wildly by state, age mix, and design — we'll model the actual numbers for your team.
No — small employers (under 50 FTEs) aren't required to offer health benefits under the ACA. Many do it anyway to recruit and retain. We'll help you decide whether it's worth it for your situation.
Yes. ICHRAs (Individual Coverage HRAs) and QSEHRAs let you reimburse employees for individual coverage they buy on their own. Often more flexible and predictable than group plans — we'll walk through the math.
Two W-2 employees in most states. Owner-only setups don't qualify for group coverage — those go through the individual market.
Send us your census. We'll come back with plan designs, real numbers, and zero pressure.
