Please read these terms carefully. Last updated: May 13, 2026.
By accessing or using libertybellhealth.com (the "Site"), you agree to be bound by these Terms of Use and our Privacy Policy. If you do not agree, please do not use the Site. We may update these terms at any time; continued use of the Site after updates means you accept the revised terms.
Liberty Bell Health is a licensed insurance agency operating in Alabama, Arizona, California, Florida, Georgia, Illinois, Indiana, Kansas, Michigan, Mississippi, Missouri, Nebraska, North Carolina, Ohio, Oklahoma, South Carolina, Tennessee, Texas, and West Virginia.
Liberty Home Care Assistance is a Michigan MDHHS-enrolled Personal Care Services (PCS) provider serving the state of Michigan, operating as a sister company to Liberty Bell Health (MDHHS Provider #6221933, NPI 1801759873).
Content on this Site is for informational purposes only. It is not insurance advice, legal advice, financial advice, or medical advice. Insurance coverage decisions should be made in consultation with a licensed agent and reviewed against the specific terms of a policy you are considering. Care decisions for yourself or a family member should be made in consultation with qualified medical professionals.
Information on this Site, including descriptions of insurance products and home care services, does not constitute an offer, contract, or binding commitment of coverage. All insurance policies are subject to the terms and conditions of the issuing carrier. Medicaid Personal Care Services eligibility is determined by the Michigan Department of Health and Human Services and not by Liberty Bell Health.
Liberty Bell Health's insurance agency services — including quote comparison, enrollment assistance, claims support, and renewal review — are provided at no cost to clients. Liberty Bell Health is compensated by insurance carriers when a client enrolls in a policy. Premiums paid by clients are the same whether they enroll through Liberty Bell Health or directly with the carrier.
You agree to use the Site only for lawful purposes. You agree not to: (a) submit false or misleading information; (b) impersonate any person or entity; (c) interfere with or disrupt the Site or servers; (d) attempt to gain unauthorized access to any portion of the Site; (e) use any automated means (bots, scrapers) to access the Site; or (f) use the Site to transmit unsolicited communications.
All content on this Site — including text, graphics, logos, images, and software — is the property of Liberty Bell Health or its licensors and is protected by United States and international copyright and trademark laws. You may not reproduce, distribute, or create derivative works without our prior written permission.
The Site may contain links to third-party websites (such as HealthSherpa, carrier portals, or Medicare.gov). We are not responsible for the content, policies, or practices of those sites. Links are provided for convenience only and do not constitute an endorsement.
The Site is provided "AS IS" and "AS AVAILABLE" without warranties of any kind, express or implied, including warranties of merchantability, fitness for a particular purpose, non-infringement, and accuracy. We do not warrant that the Site will be uninterrupted, error-free, or free of viruses or other harmful components.
To the maximum extent permitted by law, Liberty Bell Health and Liberty Home Care Assistance, their officers, directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of the Site or any services obtained through it.
You agree to indemnify and hold harmless Liberty Bell Health, Liberty Home Care Assistance, and their officers, directors, employees, and agents from any claims, damages, losses, or expenses (including attorneys' fees) arising from your use of the Site or your violation of these terms.
These terms are governed by the laws of the State of Michigan, without regard to its conflict of law principles. Any disputes shall be resolved exclusively in the state or federal courts located in Macomb County, Michigan.
Questions about these terms? Contact us at Info@mybellcare.com or 1-888-INS-5839.
